We take exceptional pride in assisting our clients to receive the most comprehensive niche insurance products available. Since our inception in 2003, the firm has persevered to secure superior insurance portfolios for our clients which resulted in Spheric Assurance becoming a global leader in high-end niche insurance products.

Whether you prefer an astute insurance expert fluent in English or Spanish, our erudite, bilingual insurance personnel can advise you on the technical aspects of our up-to-date insurance policies including: watercraft, kidnap and ransom, personal accident, loss of license and personal disability insurance.

Through years of experience, Spheric Assurance has cultivated the expertise necessary to craft a marine insurance program specifically for Latin American owners. This program consists of four categories, which are described below.

Kidnap and ransom insurance, also known as K&R insurance, is more than just an insurance policy. This insurance plan gives you immediate access to a valuable specialist in international crisis management, as well as reimbursing ransom and extortion payments and all other associated costs, Experience has shown that early access to a specialist's advice significantly increases the chance of your loved ones or your own safe release.

Some high-end clients are prone to these unfortunate events due to the nature of their lifestyle. Constant travel for work or pleasure is extremely enjoyable but at times comes with consequences that one should aim to preserve with the right coverage. Our goal at Spheric Assurance is to keep you and your loved ones free of risk and always in a state of financial security.

Spheric Assurance offers loss of license insurance or 'LOL insurance' to commercial, general and trainee pilots throughout the world, with strong expertise in Latin America. Our loss of license policy protects pilots against the financial difficulties of losing their license or their ability to complete their training program.

The most important benefit is the protection of the usual occupation of the Insured person. This provides a coverage for the loss of income in the event of a temporary and/or permanent disability.

All of Spheric Assurance's programs are reinsured by AM Best A rated reinsurers including but not limited to several Lloyds syndicates and top class individual reinsurers. Security and the peace of mind of our clients are of the upmost importance. Rest assured that all of our programs are reinsured with end to end comprehensive reinsurance treaties and in house professional claims handling.